What do you do if you are the a victim of a crime?

In an emergency please dial 911. Call the police department at (763) 444-4761. If it is not an emergency please feel free to leave a message. Stay on the line until you hear the voice mail recording. If it is not an emergency but you really need to see an officer in a timely manner please dial (763) 689-2141, which is the Isanti County Dispatchers office. The dispatcher will contact the on duty officer by radio.

If your keys were taken
  • Change or re-key whichever locks need to be changed for your protection.
If your checks or credit cards were taken
  • Notify your bank or credit card company if you have not already done so, and have them change the account number.
  • Then call the three credit reporting bureaus to report the loss, and ask them to put a FRAUD ALERT on your account so NO NEW CREDIT will be issued without contacting you. This is especially important if any form of identification was also stolen at the same time.
  • Credit Reporting Bureaus:
    • Experian: phone 1-888-397-3742 or online here.
    • Trans Union: phone 1-800-680-7289 or online here.
    • Equifax: phone 1-800-525-6285 or online here.
If your stolen checks or credit cards have been used
  • The subsequent use of any of the stolen checks or credit cards must be reported to the police by the merchant or bank where it was presented for payment. Contact the banks and/or businesses that accepted your checks or cards to notify them of the fraudulent use.
  • Encourage the banks and businesses to pursue charges against any suspects identified. Your bank or credit card company should have you sign an affidavit of check forgery or credit card fraud, and they should reverse all of the checks/charges relating to the fraudulent transactions.
If your social security card was taken
  • Call the Social Security Administration FRAUD HOTLINE to notify them of the loss and get information on how to get a duplicate card. S.S.A. Fraud Hotline: 1 (800) 269-0271 or online here.
  • Also, notify the credit reporting bureaus listed above. Request a copy of a credit report a month or two after the theft to make sure no fraudulent accounts are being opened.
If your driver license was taken
  • Apply for a new·Driver's License as soon as possible and ask them if anyone has applied for a license since yours was stolen.
If someone has stolen your identity to get new credit
  • Call the police department at (763) 444-4761 and make an Identity Theft report. In Minnesota, Identity Theft becomes a crime only when the victim (person or business) suffers a monetary loss. FTC ID Theft Hotline: phone 1 (877) 438-4338 or online here. To report fraud to the FTC other than ID Theft, call: 1 (877) 382-4357
  • Also, call the Federal Trade Commission Identity Theft Hotline to notify them and get advice on how to proceed.
  • Notify all three credit reporting bureaus to put a Fraud Alert on your data and immediately request a credit report. You must then advise the credit bureau and the institution making the entry of any specific fraudulent accounts appearing on that report. That institution should send you an affidavit of account/transaction fraud to sign and return to them.
Resources for advice and information
  • Federal Government Information Center (for agency phone numbers) 1 (800) 688-9889
Good News

You are NOT responsible for monetary losses. The banks and credit card companies must refund your money losses (if any), although they may hold your money while they are conducting an investigation in the case. Some can charge you up to $50 per account, but most do not.